It’s important to understand that a home warranty is not the same as homeowner’s insurance. While insurance covers events like fire, theft, or natural disasters, a home warranty is a service agreement that helps cover the repair or replacement of major home systems and appliances due to normal wear and tear. With Prestige Home Guard, you get reliable protection that saves you from unexpected repair costs and gives you peace of mind when something breaks down in your home.
A home warranty isn’t something that automatically comes with the house when you buy it. Unlike manufacturer warranties that attach to new products, a home warranty is completely optional and unless the seller or agent tells you about it, it’s unlikely you’d have one without knowing.
That said, many homeowners first encounter a home warranty during the home-buying process. In some cases, sellers purchase a warranty to protect their home while it’s on the market. This can often be transferred to the buyer at closing. Sometimes, a seller may offer a home warranty as an added incentive to close the deal. Real estate agents may also include a home warranty as a gift for their clients.
If you decide to buy a home warranty yourself during the purchase, it’s usually paid for during closing and covers you for one year often with an option to renew. (And yes, you can also purchase a plan anytime after buying your home.)
At Prestige Home Guard, we always recommend that buyers ask upfront:
- Is a home warranty included with this home?
- If yes, can I review the warranty contract?
Why is this important? Because home warranties cover specific systems and appliances and every plan has its own limits and exclusions. For example, pre-existing conditions and improper maintenance are generally not covered.
What Does a Home Warranty from Prestige Home Guard Cover?
Typical coverage may include:
- Central heating and air conditioning
- Electrical and plumbing systems
- Water heaters and sump pumps
- Kitchen appliances (dishwashers, ovens, built-in microwaves, cooktops)
- Ceiling, attic, and exhaust fans
Optional add-ons might include:
- Pool and spa equipment
- Septic systems
- Extra refrigerators or standalone freezers
Plans are customisation and we’re here to help you pick the right one for your home and lifestyle
Should You Get One?
If you’re buying an older home, a home warranty is often a smart choice. Appliances and systems have seen more wear, and a breakdown is more likely. On the other hand, if your home is new and appliances are still under manufacturer warranty, you may not need additional coverage right away.
Still, many homeowners appreciate the convenience of a single call to handle repairs without worrying about surprise bills.
